Debit card Vs Credit card

 

 

Many of us dont know what is a credit card and what is a debit card. This post helps you, if you are belonged to the same kind.

Debit cards and credit cards are accepted at the same places. Debit cards all carry the symbol of one of the major types of credit cards on them, and can be used anywhere that credit cards are accepted. They both offer convenience. The fundamental difference between a debit card and a credit card account is where the cards pull the money. A debit card takes it from you banking account and a credit card charges it to your line of credit.

Debit cards offer the convenience of a credit but work in a different way. Debit cards draw money directly from your checking account when you make the purchase. They do this by placing a hold on the amount of the purchase. Then the merchant sends in the transaction to their bank and it is transferred to the merchants account. It can take a few days for this to happen, and the hold may drop off before the transaction goes through. For this reason it is important to keep a running balance of your checking account to make sure you do not accidentally overdraw your account. It is possible to do that with a debit card.

A credit card is a card that allows you to borrow money in small amounts at local merchants. You use the card to make your basic transactions. The credit card company then charges you interest on your purchases, though there is generally a grace period of approximately thirty days before interest is charged if you do not carry your balance over from month to month.

In the past many people felt that you needed a credit card to complete certain transactions such as rent a car or to purchase items online. They also felt that it was safer and easier to travel with a credit card rather than carrying cash or trying to use your checkbook. However debit cards offer the same convenience without making you borrow the money to complete the transactions.

Source: About.com

Opera 10.5 beta - The Fastest Web Browser!

 

Opera released its new beta version Opera 10.5 beta. The major improvement in this version is JavaScript engine. As the web applications that we rely on became complex, we need a faster web browser.

Features that are added in Opera 10.5 beta :

• Fastest Java Script engine.
• New Vega Graphics Library.
• Smarter address field.
• Improved dialogs for better browsing.
• Beautiful Windows integration.
• Private browsing.
• Easily use search engines.

Many more features would be added in its stable version.

Download Opera 10.5 beta

Aircel Introduced Free Aircel to Aircel calls

After Tata Docomo Inroduced RC 50 Which gives 36000 T2T seconds , Now its Aircel, which introduced three amazing special vouchers.

• RC 11 - 480 Aircel to Aircel minutes for a day.
• RC 65 - Daily 480 Aircel to Aircel minutes for a week.
• RC 225 - Daily 480 Aircel to Aircel minutes for a Month.
  

Get 36000 Free Tata Docomo to Tata Docomo seconds with RC 50

After Facing Severe competition with Relaince GSM, Tata Docomo introduced a new Special Voucher RC 50. It gives you 36000 LOCAL Tata to Tata SECONDS with ONE month validity. So it means, we can get 10 Hrs(600 mins) calling value. Its really an amazing offer, with no doubt it would be a Hit.

Free International Calls

Yes, what you have read is absolutely TRUE!

18003733411 Provides you free international calling. For India, the call time limit is 5 mins. But you can call again and again to that IVRS for making free calls. To use this service freely without any local charges, you need Skype or Yahoo.

For Skype :

Choose your caling country as US, this can be done by selecting US flag in Dial pad interface. Then call to 18003733411

For Yahoo :

In the contacts search box enter +118003733411, then select call option.

Making Free Call By Any Of The Above Two

• By using any of the above, do the call. It is an IVRS, follow that.
• You have to say FREE CALL, then an advertisement will come, during that dont click anything,instead wait for the IVRS to ask you to enter the phone number to which you would like to make the call.
• Now, by using dial pad key in the phone number. Thats it, you will be directed to the phone number which you have entered.

Cons: As it is a free service many users try this. So during some times it says the server is busy.

Vote me as the GEEK

Please do vote for me as the GEEK via twitter. If you have a twiiter account, just click here and update your status. This is a new contest by tatadocomo. Let me win a Samsung Galaxy by voting me.

Transform Your Laptop Into Tablet PC

 

Tablo for laptop (model : TL-01 Series) is an innovative pen input device performing a full tablet function with simple installation. Tablo supports perfect tablet compatibility with Microsoft Windows XP and Vista and provides the finest handwriting, drawing, sketching and illustration with simple touch. This excellent pen mouse allows to maximize its convenience while using following software; Microsoft Windows Live messenger, Microsoft Office, Outlook, Journal Note, and Sticky Note and Adobe Photoshop, Illustrator, PDF, and many more programs where mouse is normally used. Create and personalize your documents with your own style!
Tablo Advantage
▪ Easily transform normal laptop to powerful tablet PC
▪ Direct input on screen or on the air like Nintendo Wii with emotional handwriting (2D & 3D)
▪ Large coverage of laptop screen size up to 15.4��
▪ Perfect brush effect by speed pressure technology
▪ Plug & play on Microsoft Windows Vista & Office 2007
▪ Perfect tablet compatibility with Microsoft Windows XP by provided TABLO annotator software
▪ Convergence of Digital & Ink Pen
▪ Ultra portable tablet system
▪ Sleek & modern design
Tablo Supported Software
▪ Microsoft Office (Word, PowerPoint, Excel, Outlook)
▪ Microsoft Windows Live Messenger
▪ Microsoft Sticky Note
▪ Microsoft Journal Note
▪ Microsoft Ink Desktop
▪ Microsoft Capture Tool
▪ Microsoft Paint
▪ Microsoft OneNote
▪ Adobe PDF
▪ Adobe Photoshop
▪ Adobe Illustrator
▪ Tablo Office Annotator for XP, Vista Home Basic
▪ Tablo Ink Desktop for XP, Vista Home Basic
▪ User applications using Microsoft Ink Library and playing games

Specification:

System Requirement
▪ CPU : Over 1GHz Pentium compatible
▪ RAM : Over 512 MB
▪ Interface : USB port / CD-ROM driver
Specification
▪ Memory : 170mm-358mm diagonal (15��4 inch)
▪ Power source : DC5V(USB) / LR41 Cell Battery
▪ Technology : Ultrasonic and Infrared
▪ Sampling rate : Over 70 Hz
▪ Device standard : HID pen device

Source: Hantech

Get Adsense Account with DocCash

Previously, adsense used to approve websiteseven with subdomains also like blogspot,wordpress. But as it has been reached to a high position, now it doesnot approve sites with subdomains. It approves websites with major domain names(com,net,in,,,). So here i’m posting an entry to help you in getting adsense account.

• First, you need to register at Docstoc. This site is document sharing site.
• Upload some good documents, ppts, pdfs as many as you can, but should contain good content.
• Now go to Make $ From Documents option, there register an adsense account with already existing gmail or create a new one. Thats it, your adsense account will get approved in a day.

But the major thing here is, You should upload some good documents before applying for DocCash(adsense through docstoc). This one determines your adsense approval. So spend some time to upload some good documents.

Essential S60v3 Applications

I’m listing out some S60v3 applications, by them you can almost access evrytything without use of Compute and some are for your mobile’s personalisation.

• Ion Battery Timer

               

Have You Ever Think Of Your Mobile Battery Backup? This application Shows the remaining time of battery

• Gravity

  

If you love tweeting, then Gravity is the best application that provides you tweet from mobile. It also has Facebook and Google Reader Connectivity.

• Smart Guard

          One day your friend took your mobile and has read all your personal messages , do you cope up with that type of thing? Here is a solution for that. Smart Guard enables you to hide all of you messages , files(images, songs) by protecting with a password.

• Fring

Fring! No need to explain about this. A familiar multiple chat mobile client. Now it also has orkut connectivity

• Profimail

All Symbian devices has built in Mail Push feature, but it is difficult to configure it . Even though you configured it correctly, it might not work. So Profimail is the solution for it. You can read and mails through this.

• Power Mp3

As the name suggests, it is a powerful mp3 player for your symbian phone. It has some extending features, beautiful skins(i like ipod skin),themes and many.

• Mobbler

Mobbler is a mobile Radio application. It has a speed streaming ability.

Dont blame me for not providing Download links for the above applications. As it is ilegal, i cant.  I suggest you that, you can download them in dotsis , imserba forums.

Make Use Of Google Reader

Hi friends, this time i want to share Uses of Google Reader .  

Google Reader enables you to read all of your favourite websites at a single place. You No need to visit each and every favourite site of you. What You have to do is, collect Rss Feeds of all your favourite sites and Suscribe to them via Google Reader, by “add subscription” option. If any of your subscribed site is updated, then you will get them in google reader, so that you can view full content in google reader only.

You can also share Your list of favourite sites with your friends, and can follow others subscriptions list.

What makes twitter special?

The List Of Twitter Activities

• Connect with Famous People
• Contests
• Recognition
• Improve Yourself
• Learn the most current news
• Make Friends
• Get A Positive Life
• Link to Your Blogs
• Get More Traffic by Linking to Your Blog
• Get and Respond to Polls
• Share Philosophical Viewpoints
• Retweet Aphorisms & Quotes
• It’s an honor to be requoted and makes you feel like you said something meaningful.
• Learn New Techniques
• Get Creative Ideas
• Partner on Projects
• Build a Reputation
• View Photographs and Videos
• Find Out About New Media Tools & Trends
• Participate in Events
• Make it a Routine
• Ask Questions and Get Immediate Answers & Suggestions
• Feel Like Your are Part of Something Bigger Than Yourself
• Expand Your World Vision
• Everyone Has Something That Needs to Be Heard
• Connect and Network
• You are Under No Obligation.
• You can also check your activity, relationship and approval statistics

As I mentioned that Twitter is Best for online contests. Here is One Of The Best Contests On Twitter
“Win daily prizes From Mydala” .CheckOut http://bit.ly/7uMjw 

 

• Win an 8MP Digicam! By guessing what mydala is all about? The closest guess gets a call from mydala, apart from getting a Digicam. "
• Write a blog post on your blog, titled "What makes twitter special?". Also, mention about the mydala contest in the post, giving a link to the contest page.
• Blog and spread the word about your post using social networks - Twitter and facebook. Do not forget to submit the link to your blog post on our facebook wall! You shall use @mydala for the tweets you make to spread the word

Become Fan of Mydala on Facebook

How To Easily Get Google Wave Invite ?

Are You Still Hunting for a Wave Invite? You Should end up that. Use Google Alerts and get updates on latest google wave invite giveaways. But You Should be Very quick and do comment on those sites which offer Wave invitations. Google alerts Keeps an Eye on Your KEYWORDS.
Keywords for Google wave invites : Google wave invite giveaway, grab google wave invite

New Orkut Invitations Giveaway!! Grab them

Hi Guys, recently i got New Orkut. Now I hav 10 New  Orkut invitations Left with me.. If You want one ,

Follow me @jaysimhareddy

Retweet this :
 New Orkut Invitations Giveaway @jaysimhareddy! Retweet this and grab one http://bit.ly/3V0N3
 And
Post a Comment Here

Free Online Tv with Very Fast Streaming

 

 

 

Its a great site that provides you to watch all global channels online. Its a live service. It provides Almost all language channels.

Download TVU player

Hotspot Shield – Surf Anonymously, its FREE

 

• Secure your web session with HTTPS encryption.
• Hide your IP address for your privacy online.
• Access all content privately without censorship; bypass firewalls.
• Protect yourself from snoopers at Wi-Fi hotspots, hotels, airports, corporate offices and ISP hubs.
• Works on wireless and wired connections alike.
• Secure your data & personal information online.

Hotspot Shield protects your entire web surfing session; securing your connection at both your home Internet network & Public Internet networks (both wired and wireless). Hotspot Shield protects your identity by ensuring that all web transactions (shopping, filling out forms, downloads) are secured through HTTPS. Hotspot Shield also makes you private online making your identity invisible to third party websites and ISP’s. Unless you choose to sign into a certain site, you will be anonymous for your entire web session with Hotspot Shield. We love the web because of the freedom that it creates to explore, organize, and communicate. Hotspot Shield enables access to all information online, providing freedom to access all web content freely and securely. Secure your entire web session and ensure your privacy online; your passwords, credit card numbers, and all of your data is secured with Hotspot Shield. Standard antivirus software protects your computer, but not your web activities.

4 Useful Firefox Add-ons For Everyone

Here, I’m listing out add-ons which i use regularly for various purposes.

1. Autofill Forms
2. Google Reader Watcher
3. Datafox (For Bsnl/Mtnl Net users)
4. ImgLikeOpera(To Block Images, for Saving Bandwidth)

Free Sms Upto 400 Characters...

Are You feeling bored of sending short sms through free websites?

Now Have a gance at sms7..

Limit: You can send upto 50 sms per day from your account

Yahoo Meme - Twitter Like Social Networking Site

 

 

 

 

Yahoo meme is a twitter like social network,. It Has more New Features Than Twitter. We Can also Tweet Videos, Images in Yahoo meme. If You want a meme account, Go to Yahoo meme register your email address, they will send an invitation to you. Happy memeing…

Very Funny Site

Its Time For U..

Just Try This..

http://www.crushbits.com/findcrush/1149554

Get Windows 7 For Free By Hosting Launch Party

Last week we reported that Microsoft decided to set up a big launch event for Windows 7 in New York, just like it did with its predecessor (Windows Vista). However, it seems that Microsoft isn’t doing everything ‘exactly’ same way as it did with Windows Vista. Instead, it has come up with new ideas to celebrate its launch.

Users living in any of the following countries have the opportunity not only to participate in a Windows 7 launch event, but also get the chance to actually host them:

Australia, Italy, Canada, Japan, Mexico, France, Spain, Germany, USA, Hong Kong, UK and India

If you’d like to apply, head to Global Windows® 7 Launch Party website, choose your country and fill out the registration form. If you have a House Party or Windows Live or Facebook account, you can skip this step by signing in. You should then be able to choose a day from between October 22-29 and check the status of your application.

You’ll be assisted by House Party, the world’s leading party organizer. Pick a theme, then upload photos and videos, chat with other hosts, blog your experience, and download fun favors all from your personal House Party page.

Now here’s the ‘good’ part: applicants that get selected (yes, not everyone is chosen) will get the following:

• A Signature Edition of Windows® 7 Ultimate - The “Signature Edition” of Windows Vista came in a deluxe box that contained a unique number and the signature of Bill Gates, so Windows 7 will most likely have the same thing.
• Windows® 7 Party Pack - Microsoft hasn’t given any details about what it will contain.
• Furthermore, the possibility to win a PC

  that is worth $750!

As an extra special party favor, hosts have a good chance of winning a PC worth $750! Become a host — you’re in. Winners will be notified, and prizes delivered after October 30, 2009.

If you’re willing to apply, then you better hurry as Microsoft states that “host spaces are very limited”. For more information, visit the Global Windows® 7 Launch Party website.

SOURCE: softpedia